Some clients find themselves in the unenviable position of having credit defaults, bankruptcies, arrears, late payments, even extending to instability of employment or residency, often through no fault of their own. Where previously the opportunity to borrow would have been severely restricted there is now the opportunity to obtain finance.

Personal Loans of this type are generally secured against an asset eg. Car, House.

As a general guide the following applies:

Minimum Loan Amount: $ 3,000

Maximum Loan Amount: No maximum (On application and meeting the lender's criteria)

Loan Terms: 1 - 5 Years

Interest Rates: Each application is Risk Rated by lender

Applications will be considered with the support of a guarantor, however, the guarantor must be an immediate family member and is required to be in a strong financial position.